Sabtu, 05 Mei 2012

[S503.Ebook] Download PDF Following Jesus, the Servant King: A Biblical Theology of Covenantal Discipleship (Biblical Theology for Life), by Jonathan Lunde

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Following Jesus, the Servant King: A Biblical Theology of Covenantal Discipleship (Biblical Theology for Life), by Jonathan Lunde



Following Jesus, the Servant King: A Biblical Theology of Covenantal Discipleship (Biblical Theology for Life), by Jonathan Lunde

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Following Jesus, the Servant King: A Biblical Theology of Covenantal Discipleship (Biblical Theology for Life), by Jonathan Lunde

Throughout the Old Testament and into the New, God not only demands righteousness from his people but also showers on grace that enables them to act. Jesus, of course, provides the ultimate fulfillment of these twin aspects of God’s relationship to humanity. In biblical terms, Jesus is the King who demands righteous obedience from his followers, and Jesus is the Servant who provides the grace that enables this obedience. So what does it mean to follow Jesus? What does God expect from his followers, and how can they be and do what is required? Jonathan Lunde answers these and other questions in his sweeping biblical study on discipleship. He surveys God’s interaction with his people from Eden to Jesus, paying special attention to the biblical covenants that illuminate the character and plans of God. He offers Bible students and teachers―such as pastors, missionaries, and lay leaders―the gift of practical biblical teaching rooted in the Bible’s witness on the vital topic of discipleship.

  • Sales Rank: #584015 in Books
  • Brand: HarperCollins Christian Pub.
  • Published on: 2010-11-27
  • Released on: 2010-11-27
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.13" h x .87" w x 7.36" l, 1.15 pounds
  • Binding: Paperback
  • 320 pages

From the Back Cover
Throughout the Old Testament and into the New, God not only demands righteousness from his people but also showers on grace that enables them to act. Jesus, of course, provides the ultimate fulfillment of these twin aspects of God's relationship to humanity. In biblical terms, Jesus is the King who demands righteous obedience from his followers, and Jesus is the Servant who provides the grace that enables this obedience. So what does it mean to follow Jesus? What does God expect from his followers, and how can they be and do what is required? Jonathan Lunde answers these and other questions in his sweeping biblical study on discipleship. He surveys God's interaction with his people from Eden to Jesus, paying special attention to the biblical covenants that illuminate the character and plans of God. He offers Bible students and teachers---such as pastors, missionaries, and lay leaders---the gift of practical biblical teaching rooted in the Bible's witness on the vital topic of discipleship.

About the Author
Jonathan Lunde (PhD, Trinity Evangelical Divinity School) is associate professor of biblical and theological studies at Talbot School of Theology of Biola University. He is coeditor (with Kenneth Berding) of Three Views on the New Testament Use of the Old Testament and has contributed articles to The Dictionary of Jesus and the Gospels and the New Dictionary of Biblical Theology. Jon and his wife, Pamela, have three children and reside in Brea, California.

Most helpful customer reviews

12 of 12 people found the following review helpful.
A fresh perspective on discipleship
By Marcus Maher
Following Jesus, the Servant King: A Biblical Theology of Covenantal Discipleship (Biblical Theology for Life)is a new book out by Jonathan Lunde, Professor at Talbot School of Theology. This is just the second book in Zondervan's Biblical Theology for Life Series, the first being The Mission of God's People: A Biblical Theology of the Church's Mission by Christopher Wright. The goal of the series is to bring serious academic biblical theology to bear in a practical way on contemporary questions. Lunde's work tackles the topic of discipleship. His definition of discipleship is,

...learning to receive and respond to God's grace and demand, which are mediated through Jesus, the Servant King, so as to reflect God's character in relation to him, to others, and to the world, in order that all may come to experience this same grace and respond to this same demand (276).

This definition comes after carefully examining three key questions:

Why: Why should I be concerned to obey all of Jesus' commands if I have been saved by grace?

What: What is it that Jesus demands of his disciples?

How: How can the disciple obey Jesus' high demand, while experiencing his "yoke" as "light" and "easy"?

The bulk of the book is spent unpacking these in order. In the 'why' question we look at the covenants in some detail. This is one of the key distinctives to Lunde's approach to discipleship, it's distinctly covanental. He repeatedly combs through each of the covenants (Edenic, Noahic, Abrahamic, Mosaic, Davidic, and New) looking at how Jesus fulfills them and also the relationship between grace and obedience. One of the strongest points he make is that no matter the covenant type (grant or conditional), grace was always prior to obedience, enabling it. Additionally, Lunde persuasively shows that every single covenant came with a demand of righteous behavior, whether it was a conditional or a royal grant covenant. Failing to strive to live righteously completely misunderstands what it means to live in covenant with God.

The 'what' question is probably the most memorable portion of the book. Here Lunde really zeros in on Jesus, especially focusing in on his relationship to the law, using three metaphors: Jesus the filter, Jesus the lens, and Jesus the prism. When examining Jesus as filter, Lunde looks at the question of continuity and discontinuity between the Mosaic Law and the New Covenant. What is found is that while some laws aren't to be literally observed by us in the New Covenant, often Jesus reinterprets them in a new way that heightens their requirement for obedience (e.g., food laws). The chapter on Jesus as lens explores how, with some laws, Jesus peeled back the tradition so that the original intent of individual laws and the OT as a whole could be seen and recovered (e.g., Jesus recovery of the emphasis on mercy). The lens provides clarity. Finally, Jesus is the prism because law the law travels in a different direction after interpreted by him. Some laws, like the law against adultery, are moved to a higher plane. Their demands are heightened. Because Jesus is the King, it is to him and his demands that we must render our obedience.

The third question, 'how,' is probably the toughest sledding. There's a lot of meaty exegesis and biblical theology going on. The aspect of his argument that I found most helpful was the discussion on the shape of life in covenant with God. Lunde focuses in on three main themes, remembering, receiving, and responding. We are to take time remember what God has done for us in redeeming us (e.g., Sabbath), we are to receive grace from God through the Holy Spirit which enables us to respond by living a life of faithfulness. Often it is through remembering that receiving and then responding happens. Given the emphasis on this covanental pattern, there is a very heavy focus on Jesus and his work of grace extended to us. Lunde, also helpfully takes us through some of the patterns of Jesus ministry, especially his focus on ministry to the marginalized. A strong call issues forth to us to follow in the suffering servant's, Jesus', footsteps in that regard. We are to receive and imitate Jesus' sacrificial inclusiveness.

The final section of the book provided some practical suggestions of how to carry this out, challenging both popular Evangelical methods of evangelism and our general biblical illiteracy. Here Lunde also stresses the necessity of being like Jesus in executing social justice as well as evangelizing. Lunde holds those two emphasis together well and rightly sees them as non-competing.

I have a lot of appreciation for this book. Certainly when one examines the sheer number of texts that Lunde does, you'll have minor disagreements with his exegesis here and there; that's a given. I don't want to focus on those, though, because I don't think that any points of disagreement are truly significant. I found his overall line of argument to be very helpful and persuasive. I've never thought about discipleship within the context of covenant before. It helped me see exactly how grace and the demand of obedience co-exist without one minimizing the other.

My main suggested improvement for the book would be to have more engagement with Acts and the Epistles. Very little attention is given to them, and I don't understand why. This would be particularly helpful, I think, to spend some time seeing what discipleship looked like in a non-Jewish setting, looking at how Christians in Greece and Asia Minor, guided by the apostles, followed Jesus. I don't think this would cause Lunde to change any of the stances he comes to, but I think it would make the book more practical and would add robustness to some of the points he made, especially about Jesus being 'the filter.' There is some material from Acts and the Epistles, but not nearly as much as there should be in my opinion.

Overall I found Following Jesus, the Servant King to be worth engaging. Pastors, especially those in a shepherding role, should get a copy of and read it. It also could be profitably used in adult Sunday school classes or other teaching sessions, if unpacked by the instructor. Lunde has a lot to say to the church. I hope his voice is heard and that it serves as an encouragement to more scholars to follow in his footsteps in applying solid scholarship to matters of first importance in the church.

7 of 7 people found the following review helpful.
Covenant obedience yes, but covenant discipleship?
By TimC
Jonathan Lunde has offered an articulate and creative exposition of covenantal theology. In particular, his explanation of the relationship between various covenants and the New Covenant is very helpful, and I can see myself using his analogies of filter, lens and prism in my own teaching.

However, the central thesis of this book, that discipleship should be identified with the `righteous demands' of the New Covenant, requires closer examination. Whilst Lunde spends the bulk of his book working out the implications of this assertion, he devotes little or no time to defending it in the first place. On what basis should we choose covenant as the category in which to define discipleship? Why privilege it over, say, kingdom obedience (though the two are not unrelated), love (John 13:35), or the obedience of a student to his teacher (Luke 6:40)?

On this last, Lunde somewhat disarmingly asserts that `This book is not a detailed examination of the historical background of the term "disciple" (math't's) or of the nature of the relationship between Jewish rabbis and their students in first-century Palestine,' admitting that `this approach to discipleship is somewhat unexpected' (32). However, this omission represents a weakness in Lunde's overall position, since by it he effectively broadens the scope of biblical discipleship to be coextensive with anything one does as a Christian. Similarly, he effectively defines the `righteous demands' of a covenant as anything done by the lesser party of the covenant that is not part of the `condition' of a conditional covenant. In this way he is able to equate the two disparate concepts. One wonders why, if covenant is so important in understanding discipleship the New Testament writers rarely (if ever) refer to it?

Another methodological weakness in Lunde's argument is that it is largely founded on characteristics of individual covenants assumed also to be characteristic of the New Covenant. In the early chapters, he establishes certain characteristics that are common to all covenants - prior grace, sustaining grace, righteous demands. Yet in latter chapters he argues from, say, the law of the Mosaic covenant to the `law' of the New Covenant without offering justification of this reasoning. This is not to say that such a position is unjustifiable, just that Lunde hasn't justified it. Perhaps his assumption is that the New Covenant is the sum of prior covenants, incorporating them in their entirety albeit mediated by Christ in the same ways as articulated for the Mosaic law?

In summary, then, Lunde has offered us an excellent book on `covenantal obedience'. It is left to the reader to decide whether this may then be equated with New Covenant `discipleship'.

2 of 2 people found the following review helpful.
"Following Jesus, The Servant King" by Jonathan Lunde
By Andrew Demoline
Introduction

I seem to be reviewing quite a few books on discipleship this month. "The Invitation" by Greg Sidders was the first; a fine simple introduction to the subject. Then came "The Gospel Commission" by Michael Horton; a not so fine book. The more I think about it the less I like it, and not because Horton is a reformed theologian, but because I think he has missed the point.

Now, in comes a third in Jonathan Lunde's addition to the "Biblical Theology for Life" series. So far, the series stands at two volumes; this one, and "The Mission of God's People" by Christopher Wright. I have to say that the first book was incredible and the second book, the subject of this review, does not disappoint. I have great hopes for the rest of this series; if they can keep up with this quality it will be well worth owning.

Summary

In Following Jesus Lunde seeks to explore and explain what seems to be a tension between the uncompromising demands Jesus makes of his followers and the unprecedented grace he offers. In so doing, Lunde asks three questions of discipleship: Why? (Why is it important to try to live up to Jesus high demands) What? (What, precisely, are Jesus high demands?) and How? (How can we possibly do this?). He argues that properly answer these questions we must understand them within a covenantal framework. Specifically, the answers are found "in the realities ushered in by the New Covenant." (31)

Obviously the full answers to these questions are extensive, as they make up the entire book. A short version might read something like what follows.

Why: The answer to this question lies in a proper understanding of covenant. All biblical covenants are initiated by God and grounded in grace, but they all also call for an appropriate response. The gracious grounding of these covenants never diminishes the demand for wholehearted obedience. They do, however, ask that this obedience be lived out in faith. When we come to the new covenant, we have an unheard of amount of grace coming in and, rather than allowing us to lesson the demand for righteous obedience, this heightens the need for our response.

What: This may be summarized in saying that we are called to submit to Jesus' reign, obey the law as it reflects the character of God (which is to say even more severely than was originally though; witness the amplification present in the sermon on the mount), and carry out Jesus' mission in the world.

How: Only in the enabling grace of Jesus Christ. To understand this better, Lunde examines how there has always been three parts to enabling a proper response: regular remembrance and reception of the grace of God which enables our response.

Response

I thoroughly enjoyed this book. More importantly, I learned from it. Lunde does an excellent job of keeping the whole of scripture in view as he explores Jesus call to discipleship. The covenantal context in which he places Jesus ministry, and ours, is eye opening and important.

I have always felt the tension between grace and demand in the words of Jesus; I think most protestants (most Christians?) do. I see the costly effects reduced demands of discipleship has but I also the incredible damage done when Christians lose sight of grace. I have read many a book on this subject, including books by Dallas Willard, N.T. Wright, and others, but none of them have satisfied. Lunde, however, has given me new hope. I still have much to think through and I know I disagree with Lunde on some of the particulars, but this book is more than a step in the right direction.

Conclusion

4.5 of 5 Stars. Recommended. Not everyone will find this an easy read. Lunde delves deep into covenantal theology, close readings of various parts of the bible, and a good mixture of theology and practice. However, these are important and needed. The book is worth your time.

This book is published by Zondervan, and is available from your favorite bookseller from Zondervan. It has been provided by the Koinonia Blog for blog review purposes.

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Jumat, 04 Mei 2012

[I338.Ebook] Download PDF Thermodynamics For Dummies, by Mike Pauken

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Thermodynamics For Dummies, by Mike Pauken

Take some heat off the complexity of thermodynamics

Does the mere thought of thermodynamics make you sweat? It doesn't have to! This hands-on guide helps you score your highest in a thermodynamics course by offering easily understood, plain-English explanations of how energy is used in things like automobiles, airplanes, air conditioners, and electric power plants.

  • Thermodynamics 101 — take a look at some examples of both natural and man-made thermodynamic systems and get a handle on how energy can be used to perform work

  • Turn up the heat — discover how to use the first and second laws of thermodynamics to determine (and improve upon) the efficiency of machines

  • Oh, behave — get the 411 on how gases behave and relate to one another in different situations, from ideal-gas laws to real gases

  • Burn with desire — find out everything you need to know about conserving mass and energy in combustion processes

Open the book and find:

  • The laws of thermodynamics

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  • The lowdown on solids, liquids, and gases

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  • Ten pioneers in thermodynamics

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Learn to:

  • Master the concepts and principles of thermodynamics

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  • Sales Rank: #63435 in Books
  • Brand: Brand: For Dummies
  • Published on: 2011-08-02
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.30" h x .80" w x 7.40" l, 1.26 pounds
  • Binding: Paperback
  • 384 pages
Features
  • Used Book in Good Condition

About the Author
Michael Pauken, PhD, is a senior mechanical engineer at NASA's Jet Propulsion Laboratory, an operating division of the California Institute of Technology, where he also teaches courses on thermodynamics and heat transfer.

Most helpful customer reviews

21 of 22 people found the following review helpful.
Awesome book! Buy it
By Barman
Buy this book before any other Thermo books.The best introductory book on Thermodynamics.

I have recently read Thermo for Dummies and it is probably the best thermo introductory text out there. Dummies is only 339 pages and a very readable explanation of thermo. The examples are very good, practical and clear. For an under grad who has no intro to thermo buy this book hand down.This book will take from being a Dummy to top of your class. Bravo, Professor Pauken well done.

Pauken lacks practice problems but is very clear and readable and the examples more than make up for the lack of problems. I would by Schaum's or equal for the problems and this one for the explanation of thermo.

I also like CRC's Thermo book by Ka Fu Wong. It is more geared for the practicing engineer but an under grad would have little problem understanding it.

I have also read Cengal and Morans books are very good and readable but long.

As an undergrad I was tortured with Von Wheelan and Sontag in a wash out class. It turned so many young engineers off to Thermo which is shame for the United States. We need every new engineer we can turn out. This book should help turn the tide.

Again Bravo, Prof Pauken a great book.

10 of 10 people found the following review helpful.
Thermodynamics for Dummies
By Paul M. Sund
I found this book very helpful. I need to read certain thermodynamic facts that other people would think don't need to be stated because they're too obvious. This books states the obvious, and because of this, I was able to understand the subject better. For instance, in thermodynamics, they discuss heat engines. I never made the connection that the engine in my car is a heat engine. I figured the spak plug ignites the fuel/air mixture and that pushes the piston down, I didn't understand how it's a heat engine. This book explains that the spark plug ignighting the fuel/air mixture is the heat in (Qin) part of the cycle and that it's a heat engine. Now I understand.

I also didn't understand how air-conditioning works, now I do.

I didn't understand what enthalpy was, now I do.

I didn't understand how to use entropy, now I do.

I'm still trying to understand the difference between a gas and a vapor, but this book has helped in that regard too.

9 of 9 people found the following review helpful.
Thermo explained...
By Shannon
The book takes you through much of what I was supposed to learn in a first semester Thermodynamics class and just was not clearly explained. I wish I had had it then. With this book, some basic Algebra, Chemistry, Physics, and such you can go a long way toward getting that engineering degree you always wanted.

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Kamis, 03 Mei 2012

[Z185.Ebook] Download PDF Pride and Prejudice (Eye Classics), by Jane Austen, Ian Edginton, Robert Deas

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Pride and Prejudice (Eye Classics), by Jane Austen, Ian Edginton, Robert Deas

“It is a truth universally acknowledged that a single man in possession of a good fortune, must be in want of a wife.” Jane Austen referred to Pride and Prejudice (1813), the earliest-written of her published novels, as her “darling Child” – and generations of readers have taken it to their heart ever since. The irresistible attraction she portrays, between the sparkily independent Elizabeth Bennet and the solemnly austere Mr. Darcy, counts among the greatest, most romantic – and funniest – love-stories ever told.

  • Sales Rank: #1796765 in eBooks
  • Published on: 2011-06-02
  • Released on: 2015-03-17
  • Format: Kindle eBook

About the Author
Ian Edginton, one Britain’s best-known comics writers, has worked with Lucasfilm and Paramount Pictures to adapt Star Wars, Star Trek, Alien, Predator, and Terminator properties into comic-book form. His graphic novel Scarlet Traces: The Great Game was nominated for two Eisner Awards in 2007. Edginton lives in the UK. Robert Deas has illustrated a number of classic adaptations. Deas is also the creator of Troy Trailblazer, a weekly feature in the Phoenix. He lives in the UK.

Most helpful customer reviews

3 of 3 people found the following review helpful.
Enjoyable Graphic Novel
By Talvi
This is the second graphic novel adapatation of this story I've read (and know of 2 other), in addition to the paranormal/parodies) and definitely one of the better. The artwork is clean and easy to follow and the story a decent adapt from the novel.

As with any graphic novel from a literary source, you will lose quite a bit in the intricacies of the story. A very good artist gains it back with expressions and settings for the artwork. Here, I do still feel a lot was lost, hence the 4 rather than 5 star review. A lot of the art is just posing - really lacking body expression and facial emotion. The drawing is also very simplistic - no elaborate hairstyles and the fashions of the day are just simple empire gowns without texture or patterns. It felt a bit anachronistic as a result and I missed the Regency period feel.

But in all, it's a good adaptation, if a bit sterile.

0 of 0 people found the following review helpful.
Five Stars
By John H Francis
The graphic novel made me see the humor I missed when reading the book.

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[V176.Ebook] Download Studyguide for Criminological Theory: Context and Consequences

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Never HIGHLIGHT a Book Again! Includes all testable terms, concepts, persons, places, and events. Cram101 Just the FACTS101 studyguides gives all of the outlines, highlights, and quizzes for your textbook with optional online comprehensive practice tests. Only Cram101 is Textbook Specific. Accompanies: 9781412981453. This item is printed on demand.

  • Sales Rank: #1886471 in Books
  • Published on: 2013-12-10
  • Original language: English
  • Number of items: 1
  • Dimensions: 11.02" h x .25" w x 8.27" l, .63 pounds
  • Binding: Paperback
  • 120 pages

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Senin, 30 April 2012

[N541.Ebook] Download Smith, Currie & Hancock's LLP's Common Sense Construction Law: A Practical Guide for the Construction Professional, 2nd EditionFrom Wile

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New edition! The bestselling guide——accessible, authoritative, and up-to-date Smith, Currie & Hancock LLP’s Common Sense Construction Law is an outstanding resource that equips construction professionals and the attorneys who advise them with all of the crucial legal facts related to today’s construction projects–from bidding to completion.Up-to-date with reference to the new American Institute of Architects documents, this Second Edition brings you new material on environmental concerns, labor law, design-build issues, recent federal practices on contractor selection, alternative dispute resolution techniques, and more. In plain English, the book defines all of the important legal terms and concepts, informs you of your rights and responsibilities under the law, tells you what you need to know to avoid common legal pitfalls, and helps you to avoid unwelcome legal surprises that can cripple a project or kill a business. Complete with useful checklists, sample forms, and summary points, this Second Edition of Smith, Currie & Hancock LLP’s Common Sense Construction Law is an invaluable guide for construction industry professionals.

  • Sales Rank: #2612715 in Books
  • Published on: 2000-10-16
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.53" h x 1.15" w x 6.42" l, .0 pounds
  • Binding: Hardcover
  • 496 pages

From the Back Cover
New edition! The bestselling guide——accessible, authoritative, and up-to-date Smith, Currie & Hancock LLP’s Common Sense Construction Law is an outstanding resource that equips construction professionals and the attorneys who advise them with all of the crucial legal facts related to today’s construction projects–from bidding to completion.Up-to-date with reference to the new American Institute of Architects documents, this Second Edition brings you new material on environmental concerns, labor law, design-build issues, recent federal practices on contractor selection, alternative dispute resolution techniques, and more. In plain English, the book defines all of the important legal terms and concepts, informs you of your rights and responsibilities under the law, tells you what you need to know to avoid common legal pitfalls, and helps you to avoid unwelcome legal surprises that can cripple a project or kill a business. Complete with useful checklists, sample forms, and summary points, this Second Edition of Smith, Currie & Hancock LLP’s Common Sense Construction Law is an invaluable guide for construction industry professionals.

About the Author
SMITH, CURRIE & HANCOCK LLP is one of the most highly respected construction law firms in the world. The lawyers who coauthored this book represent a broad range of experience in both public and private construction law, federal government contracts, and labor law. They represent contractors, owners, subcontractors, architects, engineers, suppliers, sureties, and others in claims, arbitration, and litigation throughout the United States and the world.

Most helpful customer reviews

5 of 5 people found the following review helpful.
Great overview, but lacks some depth in places
By A Customer
This book was used as the text for a Construction Law case I took in law school. Overall I found the book to be very good. It was clear, concise, well written, and easy to understand. It also brought a pretty wide range of topics into the mix, and provided a fair amount of places to go for additional information (by way of case law). If I had to complain, and for the purposes of this review I will, I would make two comments: 1) There are areas where a little more depth would be nice. Frankly, I don't think the scope of this book really includes in-depth analysis on anything so this might be a non-issue for many folks. I just found that there were a few times (a very few) when I was looking for more information. 2. This book does a really nice job incorporating definitions for new terms into the text. However, there are a LOT of new terms and a glossary would have beeen a nice addition to the text.

5 of 5 people found the following review helpful.
Smith, Currie & Hancock LLP's Common Sense Construction Law
By ATL
An outstanding work -- easy to follow, yet powerful. It delivers in-depth coverage of current law on hot construction topics. As a General Contractor, I found the book very helpful. I strongly recommend it. The industry has become so litigious that you cannot afford to not know.

1 of 2 people found the following review helpful.
Smith, Currie & Hancock's LLP Common Sense Construction Law
By N. Pipkins
A great introduction to Construction Law for any aspiring Project Manager or Construction Professional.

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Minggu, 29 April 2012

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The Truth About Money 4th Edition, by Ric Edelman

“A single source for what you need to know to put your financial house in order, an impressive piece of work, and very useful.”
—Bob Clark, Editor-in-Chief, Dow Jones Investment Advisor

 

Ric Edelman, America’s most successful financial advisor, has revised and updated his classic personal finance bestseller to reflect the new global economic outlook. In his 4th edition of The Truth About Money, Edelman tells you everything you need to know about money—an essential, yet delightfully breezy and accessible, must-read manual for anyone who may have previously sought the financial wisdom of Suze Orman and Jean Chatzky. The Truth About Money is an indispensible guide to money matters from the man whom Barrons named the #1 independent financial advisor in the country.

  • Sales Rank: #7455 in Books
  • Published on: 2010-12-21
  • Released on: 2010-12-21
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.25" h x 1.18" w x 7.38" l, 2.11 pounds
  • Binding: Paperback
  • 736 pages

From the Back Cover

The Personal Finance Classic . . . that's fun to read!

You Need the Truth About Money

Completely revised and expanded, The Truth About Money shows you everything you need to know about personal finance—and explains it all in plain English. Investments, insurance, taxes, mortgages, leasing cars, getting out of debt, wealth planning for multimillion-dollar estates—it's all here for you.

Whether you're saving for college or retirement, buying a home or selling one, concerned about long-term care for yourself or your parents, worried about an impending job loss, or facing any financial decision, knowing what's in The Truth About Money will help you make great financial decisions.

New to This Edition

Planning Your Retirement Lifestyle
Learn how to retire in comfort and financial security (and what to do when you get there) (pg. 485).

The Best Investment Choice
Learn how ETFs can help you create wealth while saving you big money (pg. 176).

Target-Date Funds
It's what you don't know that can hurt you (pg. 269).

Behavioral Finance and Neuroeconomics
Learn why you make bad financial decisions—and how to break the cycle (pg. 224).

Picking the Best Funds
Find out the truth about Morningstar ratings (pg. 250).

Are Your Parents Aging?
See how best to provide help—without harming yourself financially (pg. 374).

The Most Important Financial Decision You'll Make
Find out how to make this decision successfully (pg. 631).

Plus more than 100 Pages of New Content!

About the Author

Ric Edelman is Barron's #1 independent financial advisor, the bestselling author of seven books on personal finance, and host of The Ric Edelman Show, heard on radio stations nationwide. Ric's firm, Edelman Financial Services, manages $5 billion in assets and has been helping people achieve financial success for twenty-five years.

Most helpful customer reviews

77 of 78 people found the following review helpful.
Does well by doing good, with a few reservations ...
By Epops
I have listened to Ric's Saturday morning radio show for a number of years, and in fact I'm listening to it right now, as I write this review. I also have given copies of this book to several of my family members. And I have to admit that I learn something every time I listen to his show.

So, why only three stars for his book?

Well, one reason is that whenever I listen to his show, I keep wondering why I should pay him over 1% of my retirement portfolio's value every year to do something I am perfectly capable of doing for myself. I have finally come to realize, and this is not an original observation, that Ric is very clever, glib, and a bit disingenuous. He does a lot of people a lot of good, and there is nothing wrong with doing well by doing good. But at the same time, he is not nearly as straightforward as he seems to be. The difficulty is that the big money in the financial planning world is not made by dispensing advice on financial planning. You can hire accountants and attorneys to do taxes and estate plans, and they can be expensive, but they are one-time expenses. When your tax return is filed, it's done. When your estate plan is complete, it's complete. It's piece work, and usually does not generate ongoing fees.

The real money in the financial planning world is made by MANAGING people's money, especially RICH people's money, and managing it on an ongoing basis. One percent of a million dollars is ten thousand dollars. If you have a few such accounts, and put them all into ETF's requiring a few hours a year to manage, you are talking about a real money machine.

In my opinion, Ric dispenses pretty good advice on financial management, insurance, taxes, real estate, etc., in the hopes that you will entrust your life savings to him to manage, for a fairly stiff annual fee. In Ric's defense I will say that his financial planning advice is in general pretty good. He is not a charlatan.

His investment advice, on the other hand, is problematic. Here are my reservations:

1. He heavily promotes ETF's as the best way to invest. There is nothing wrong with ETF's. But there is nothing magical about them. You can make (and lose) money in all kinds of investment vehicles, including ETF's. ETF's can be thought of as index mutual funds that trade like stocks, and they are very good for some purposes. Insisting on using ONLY ETF's to build an investment portfolio is silly, in my opinion. To me, it seems like a marketing device.

He is also obscure regarding how he selects the ETF's for a portfolio. He advises wide diversification, which is good. He then recommends 16 or so market segments (and thus 16 or so ETF's) to invest in. Why 16 sectors? Why only ETF's? What is the specific rationale for his portfolio construction? What kind of results can be expected with his approach? Well, he sort of says, and then he sort of doesn't. And if you use his service, you have to subtract his fees, which are significant. How significant? Read John Bogle's book, referenced below, about the effect of management fees on investment performance and you will find out. If you look at the Vanguard Three- and Four- index portfolios on the Vanguard website, which I reference below, you can find all of the information about them that Ric does NOT provide about his portfolios, and then you can decide for yourself how likely it is that Ric's recommendations will do significantly better.

2. He advocates having as big a mortgage on your house as you can support and putting the excess cash into the stock market. This might be good advice for some people, but it is certainly not sensible or practical advice for everyone. Many will just spend the excess cash. In that case, paying down the mortgage may function as a form of forced savings. At any rate, the use of a personal residence as an investment vehicle is a complicated subject, worthy of much thought and discussion, and many intelligent financial experts disagree with Ric's advice, for many reasons. Ric's one-dimensional approach to this subject makes me suspect that he has a hidden agenda: He doesn't get a fee on the equity in your house, after all, but he will get a fee if you liquify that equity and move it into the stock and bond markets under his management. This may not be his only motive for giving that advice, but that certainly would be one result of taking his advice, if you were his client.

I gave Ric's book to my family members because I haven't found a better place to learn the basics of managing your finances. If you don't want to take the trouble to learn how to manage your own investments, then Ric's company is probably one of the better ones to consult. If I won the lottery I might well consult him or some other financial planner, simply to obtain the appropriate tax and legal advice needed for managing such a large sum of money.

If you want to learn how to manage your own investments, I recommend two books:

William Bernstein: The Four Pillars of Investing
John Bogle: The Little Book of Common-sense Investing

I also recommend the Bogleheads website.

Vanguard's Three- and Four- index fund portfolio is a useful concept.

The American Association of Individual Investors is a very good organization to join if you want to invest in individual stocks. The monthly magazine is very informative.

The American Institute for Economic Research offers sound financial and investment advice and enlightening economic commentary in their publications.

epops

81 of 87 people found the following review helpful.
An investor "must have" reference
By D. Wells
This is the fourth edition to a very popular book Ric Edelman wrote years ago that won a lot of awards. He has updated it and added a few hundred pages with this re-release on Dec. 21, 2010. It is almost 700 pages of teaching from a very smart Financial Advisor and the amazon price is about 40% off the retail price of $19.95 you'd pay at a book store. I've listened to several financial people on radio and television over the last 25 years and it is my opinion this man is a very smart advisor and has investing down right. He is an excellent educator (I've paid money to hear him speak at a seminar) and listened to him for several years on the radio. He formulates a good argument for hiring a fee based advisor (his firm manages over 5 billion dollars) rather than taking advise from a person trying to sell you an investment product they make commission on. Ric's no nonsense approach to investing works and I would consider him to be as smart on money management as anyone i've ever heard. For just over 11 dollars you get a wonderful reference and education on financial matters you would not otherwise think of. I highly recommend the companion book "The Lies about money" which is outstanding and explains his investment philosophy into ETF's (exchange traded funds) and the benefits of them. To get this kind of advise this cheap, consider this book to be a bargain reference read that you cannot help but learn a lot from.

39 of 40 people found the following review helpful.
Book is great - Kindle edition is "so so"
By Doug Cooper
As for the content of the book, I can't say enough positive things about it. After reading through this, I have a clearer and deeper understand of the fundamental investment strategies and products available than I had ever had before. I finally feel like I can converse intelligently with my financial adviser - and participate meaningfully in developing my own strategy for long term investments and expenses. I highly recommend the book itself.

I've taken one star off the review of the Kindle edition, because the resolution of the included diagrams and images is so poor. The more detailed diagrams, such as the IRA flow chart are practically unreadable on the Kindle edition, even if you Zoom in. (Reading on an iPad).

Just for kicks, I downloaded a sample of the iBooks edition on my iPad, and found the illustrations only marginally better (not worth buying the book again). I tried the Kindle reader app on my Mac Desktop, and had the same issues. The IRA diagram specifically is a multi-page fold-out in the paper edition of the book, and it's broken into three separate images that you can't even zoom into in the Kindle edition.

I'm left loving the contents of the book, enjoying reading it electronically, but wishing I had a paper copy just to be able to see the diagrams and tables clearly.

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Jumat, 27 April 2012

[C709.Ebook] Free PDF After Utopia: The Decline of Politcal Faith (Princeton Legacy Library), by Judith N. Shklar

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After Utopia: The Decline of Politcal Faith (Princeton Legacy Library), by Judith N. Shklar

A critical and creative analysis of the decline of political philosophy in an attempt to understand the nineteenth and twentieth century philosophical and political thinking.

Originally published in 1957.

The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich scholarly heritage found in the thousands of books published by Princeton University Press since its founding in 1905.

  • Sales Rank: #4416827 in Books
  • Published on: 2015-12-08
  • Released on: 2015-12-08
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.50" h x .73" w x 5.25" l, .0 pounds
  • Binding: Paperback
  • 322 pages

About the Author
Judith Shklar was John Cowles Professor of Government at Harvard University and a MacArthur Fellow.

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